Need help? Talk to a live person!
(800) 647-4589 or 01 (480) 821-9052

HTML tutorial

Take a Look At All of Our Plan Options

Ready, Set, Renew

Been there? Done that? If you’ve purchased insurance from us in the past and need to simply extend current coverage or reapply for a new plan, this is the place for you. The insurance plans are listed alphabetically and include visitor insurance, travel insurance, and short-term US health insurance plans.

To extend current coverage, click the “Renew” link and you’ll see instructions and a form to renew your plan. Please have your plan ID number available.

To buy a plan you’ve used in the past though are not currently using, or a plan that is not renewable, you will need to reapply for coverage. Click the “Get Quote and Apply” link to get started.

If you can’t find what you’re looking for or have questions, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.

Atlas America International Travel Medical

Budget-friendly medical insurance for foreign nationals visiting the US. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer.

Atlas America International Travel Medical Overview

Eligibility*

Only non-US citizens who are at least 14 days of age are eligible for coverage inside of the US, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $150,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Coverage from 5 to 364 days.
    • No Age Limits
    • Competitive Rates
    • Choice of 6 Medical Maximums up to $2,000,000
    • In & Out of Hospital Benefits
    • Choice of 7 Deductibles (NO deductible option)
    • 100% Coverage after your deductible up to the policy maximum
    • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Accidental Death ($25,000)
    • Purchase on-line application & print ID card
    • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas International Travel Medical

Budget-friendly medical insurance for US and non-US citizens for coverage outside of their Home Country. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer. Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Travel Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $150,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Coverage from 5 to 364 days.
    • No Age Limits
    • Competitive Rates
    • Choice of 6 Medical Maximums up to $2,000,000
    • In & Out of Hospital Benefits
    • Choice of 7 Deductibles (NO deductible option)
    • 100% Coverage after your deductible up to the policy maximum
    • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Accidental Death ($25,000)
    • Purchase on-line application & print ID card
    • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas MultiTrip

Annual frequent traveler medical insurance. Features up to $1,000,000 medical maximum and $1,000,000 emergency medical evacuation benefits for international trips up to 30 or 45 days. COVID-19/SARS-CoV-2 ARE Covered!

Atlas MultiTrip Overview

Eligibility*

US citizens or foreign nationals who are at least 14 days old, enrolled in a primary health insurance plan in their home country, and are traveling outside their home country are eligible under Atlas MultiTrip. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Covers up to either 30 or 45 days per trip (no limit to number of annual trips)
  • No Age Limits
  • Competitive Annual Rates
  • Coverage up to $1,000,000
  • In & Out of Hospital Benefits
  • Only a $250.00 Deductible
  • 100% Coverage after your deductible
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Beacon Travel Medical Plan

The Beacon offers the most comprehensive schedule of benefits available in today's travel medical insurance market and all at an affordable price. The Beacon policy maximums are the highest offered among all of our various travel medical products. Don’t leave home without it!

The Beacon Travel Medical Plan Overview

Eligibility*

Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.

Highlights and Benefits for Beacon Travel Medical Plan

  • Up to $2,000,000 policy maximum (for travel outside of the US)
  • Up to $1,100,000 policy maximum (for travel inside of the US)
  • $0 deductible option
  • In and out of hospital benefits
  • Emergency Medical Evacuation
  • Accidental Death and Dismemberment
  • Accidental Dental coverage
  • Trip Interruption
  • Third Party Liability
  • Trip Delay/Missed Connection
  • Optional Extreme Sports Rider
  • Terrorism coverage
  • This plan can be renewed up to 730 days
  • Plus more!

State and Country Restrictions*

The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Cavalry Travel Insurance

Our “Cavalry” has the best evacuation protection along with top of the line emergency medical coverage. Unlike most of our competition, the “Cavalry” can evacuate you ALL THE WAY HOME plus provides more than 2 dozen other travel insurance benefits. The administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Cavalry Travel Insurance Overview

Eligibility*

US Citizens or legal residents traveling inside or outside the US wanting high end benefits in travel insurance.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Evacuation and rescue services from your point of emergency all the way home
  • $100,000 Emergency Medical Sickness and Accident Coverage
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Covered (if insurance is purchased within 14 days of the initial trip deposit)
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Mortal Remains Transportation
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Cavalry Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Cavalry Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Cavalry Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Cavalry Travel Insurance is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Cigna Close Care Plan

Why choose the Cigna Close CareSM plan:

  • •You are looking for health insurance, but do not need worldwide coverage
  • •You only require coverage in your country of residence and when you return home for visits
  • •The quality of your local country’s healthcare system does not meet your standards or needs
  • •You want access to our network of trusted hospitals, physicians and other healthcare professionals, allowing you to visit any hospital, medical practitioner or clinic of your choice in many countries
  • •You would like the flexibility to tailor a cost-effective plan to suit your individual needs

Cigna Close Care Plan Overview

Eligibility*

If you are planning on relocating to a new country and only need your health care covered in that country, as well as temporary trips home to visit family and friends – this is the plan for you.

Perhaps you are a student embarking on a new adventure away from home, or looking to enjoy your retirement in a new country, or; you are embarking on an expatriate work assignment. Rest assured, Cigna will cover you comprehensively when you need us most. What’s more, you have the added comfort of our Out of Area Emergency care benefit which covers you for any
unexpected medical needs when you are on a short trip outside your area of coverage.

Why Choose the Cigna Close Care Plan:
  • You are looking for health insurance, but do not need worldwide coverage
  • You only require coverage in your country of residence and when you return home for visits
  • The quality of your local country’s healthcare system does not meet your standards or needs
  • You want access to our network of trusted hospitals, physicians and other healthcare professionals, allowing you to visit any hospital, medical practitioner or clinic of your choice in many countries
  • You would like the flexibility to tailor a cost-effective plan to suit your individual needs
  • Our Customer Care Team is always available to speak with you day and night, 24/7 with multi-language capabilities
  • Our Global Health Assist Service which is provided by our expert Clinical team, will offer advice, help and guidance throughout your treatment journey and time with Cigna.
List of Benefits:
  • Area of Coverage
    • The area of coverage is limited to your country of habitual residence and country of nationality.
    • USA coverage is included if the country of habitual residence is the USA.
    • USA nationals can choose to purchase USA coverage (if the policyholder does not elect to purchase USA coverage, then beneficiaries do not have coverage on visits home).
    • USA area of coverage is not permitted if either of the options above do not apply.
  • Your Overall Limit
    • Annual benefit – maximum per beneficiary per period of cover – $500,000
    • Condition limit – this is the annual amount we will pay towards all costs of treatment following the diagnosis of a condition – $250,000
  • Out of Area Emergency Cover
    • $40,000 – Emergency inpatient, daypatient and outpatient medical treatment during temporary trips outside your country
      of habitual residence or country of nationality. This is limited to 21 days per trip and a maximum of 45 days per policy year. Emergency outpatient treatment is included up to $2,500/€1,850/£1,650. This is only available if you have
      selected the Outpatient and Wellness Care option.
  • Hospital Charges
    • Paid in full for a semi-private room
    • Operating room
    • Prescribed medicines
    • Treatment room fees for outpatient surgery
    • Intensive Care
  • Plus more!
Plan Underwriter*

For insurances provided by Cigna Global Insurance Company Limited, the underwriting agent is Cigna Insurance Management Services (DIFC) Limited which is regulated by the Dubai Financial
Services Authority.

*Questions about what you see here? Please review the policy Brochure for a summary of the plan for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical insurance for groups of 5 or more people traveling in or out of the US.
NOTE: Once you purchase, check out our exclusive "Know Before You Go" email!Now covers COVID-19/SARS Cov-2!

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. Now covers COVID-19/SARS-Cov-2! 

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • Competitive Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Underwritten by an A++ (Superior) AM Best Rates Carrier
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Navigator

Worldwide medical coverage for crew members and missionaries.

GeoBlue Navigator Overview

Eligibility*

All U.S. citizens and U.S. permanent residents living abroad who are 75 or younger at the time of application are eligible to apply for coverage. All legal residents of the U.S. (citizens and permanent residents) are eligible if they
apply from an approved state. The Eligible Member must be scheduled to reside outside of his/her country for at least 3 months in the first year of coverage and must be involved in Missionary activity.

Highlights and Benefits*

  • Specifically designed only for missionaries and volunteers
  • No restriction on the amount of time spent in or out of the US (must go overseas for at least 3 months during the initial 12 months of coverage)
  • Priced lower for missionary budgets
  • After 364 days of coverage, you may add maternity coverage
  • Deductible waived for office visits to PPO
  • Pre-existing conditions covered with credible coverage
  • No waiting periods for preventive services
  • Full benefits for acts of terrorism
  • Emergency medical evacuation and repatriation included

State and Country Restrictions*

GeoBlue Navigator is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Trekker

Health and accident insurance for frequent international travel.

GeoBlue Trekker Overview

Eligibility*

Available to U.S. residents, age 95 or younger, who live in approved states.
Individuals aged 70+ are eligible only for a $100,000 medical limit.
See Eligibility Requirements. Covers all international trips (up to 70 days
duration per trip) in a 364 day period. Participants must be enrolled in a
Primary Health Plan.

Highlights and Benefits*

  • Only a $200 annual deductible
  • Up to $500,000 in medical coverage ($100,000 for ages 70+)
  • Guaranteed issue–up to age 95
  • Low cost–as little as $89 a year!
  • Emergency medical evacuation up to $500,000
  • Repatriation of mortal remains coverage up to $25,000
  • Accidental death up to $25,000
  • Beside visit coverage up to $1,500
  • No exclusion of pre-existing conditions regardless of age–no pre-ex waiting period!
  • Terrorism coverage automatically included
  • Covers downhill skiing and scuba diving
  • Covers an unlimited number of trips per year up to 70 days per trip

State and Country Restrictions*

GeoBlue Trekker is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Voyager

Health insurance and assistance for short-term international travel. NOW covers COVID-19!

GeoBlue Voyager Overview

At Last a “Travel Medical” Plan That:
  • Covers Pre-existing Conditions
  • Offers Direct Bill on Overseas Claims
  • Has No Pre-certification Penalties

Simply, the most unique travel medical plan MissionaryHealth.net has EVER offered!

Eligibility*

This plan is available to U.S. residents, age 95 or younger, who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply. There is no pre-existing condition exclusion.

Highlights and Benefits*

  • Up to $1,000,000 medical/$500,000 evacuation
  • Up to 180 days of coverage. One policy extension
  • is available
  • A choice of medical limits and deductibles
  • Pre-existing conditions coverage is available*
  • Two levels of coverage are available: Essential and Choice*
  • Group plans are available with a 10% discount for groups of five or more.
  • Available up to age 95*

State and Country Restrictions*

GeoBlue Voyager is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Xplorer

Expatriate health insurance for global living.

GeoBlue Xplorer Overview

Eligibility*

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Highlights and Benefits*

  • Worldwide protection–only requires being overseas 3 months in the first year
  • Ability to define your deductible
  • Pre-existing conditions are covered with credible coverage
  • 100% coverage outside of the US for most benefits
  • Emergency medical evacuation and repatriation
  • $50,000 AD&D benefit
  • Unlimited annual lifetime medical maximum
  • Worldwide PPO network with thousands of English-speaking doctors
  • 24/7 assistance call center

State and Country Restrictions*

GeoBlue Xplorer is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Group Outreach Travel Medical Insurance

Most travelers assume they will be covered by their standard medical plan. The truth is, while traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health - and that of your group - at risk.

Group Outreach Travel Medical Insurance Overview

Outreach Group Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums. 

Highlights and Benefits

  • Three maximum limits; $50,000, $100,000, and $250,000
  • Three individual deductible choices; $0, $100, and $250
  • Medical Expenses — up to the maximum limit
  • Out-patient Medical Expenses — up to the maximum limit
  • Prescription Drugs — up to the maximum limit
  • Emergency Medical Evacuation — up to $500,000 lifetime maximum (independent of the Maximum Limit)
  • Emergency Reunion — up to $50,000
  • Return of Mortal Remains — up to $50,000
  • Return of Minor Children — up to $50,000
  • Sudden and Unexpected Recurrence of a Pre-existing Condition – Medical
  • Sudden and Unexpected Recurrence of a Pre-existing Condition – Emergency Medical Evacuation (for US citizens only)
  • Common Carrier Accidental Death
  • Accidental Death & Dismemberment
  • Plus Optional Riders!

For a full description of the plan, please see our brochure.

Harbor Travel

Specifically designed for the budget minded traveler. Feel confident that while traveling, the claims administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Harbor Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Harbor Travel trip cancellation, medical, and emergency medical evacuation for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • No Deductible!
  • Guaranteed Issue!
  • Trip interruption up to 150% of Trip Cost Limit
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation up to $250,000
  • Mortal Remains Transportation up to $15,000
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Harbor Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Harbor Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Harbor Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Harbor Travel is underwritten by State National Insurance Company, Inc., It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued client from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview

Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Anyone ages 18-74 who needs accident protection, including…*

  • Missionaries living overseas.
  • Personal or Business Travel – Domestic or International.
  • War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
  • Contractors in War Zone who need to provide coverage to their employees.
  • Security Guards in War Zones who need personal coverage.
  • Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
  • Key Person coverage.
  • High Limits – $50,000,000 or more.
  • Personal or Business Travel – Domestic or International.
  • Estate Planning Purposes.
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

State and Country Restrictions*

High Limit Accidental Death Insurance is available in all states except: Colorado, Connecticut, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

Plan Underwriter*

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 

International Assurance Travel Medical Plan

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

International Assurance Travel Medical Plan Overview

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

International Major Medical

Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US.  For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites. 

International Major Medical Overview

Eligibility*

Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US.  For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Covid medical rider available
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • After the deductible, 100% UCR (NO co-insurance)
  • Zero deductible option
  • Great optional Hazardous Sports Rider
  • Plus more!
State and Country Restrictions*

International Major Medical is available in all states and countries, EXCEPT AK, CO, CT, DE, IA, KY, MD, ME, MO, MS, MT, NC, NE, NJ, NM, NY, RI, SC, AD, & TN. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

iTravelInsured Series

The iTravelInsured Travel plans are designed for travelers seeking to protect their trip investment against trip cancellation and trip interruption, and getting coverage for medical as well. It is our lowest priced travel insurance program and provides coverage for travel and baggage delay as well as access to our non-insurance emergency travel assistance.

iTravelInsured Series Overview

Overview*

Travel insurance is the best way to protect your trip investment from the unexpected. We offer a full line of travel protection plans including iTravelInsured Travel LiteiTravelInsured Travel SE, and iTravelInsured Travel LX, that provide varying levels of coverage for trip cancellation, baggage delay, trip interruption, medical benefits, quarantine coverage, and many other travel-related events and expenses. These plans were designed to protect you from financial losses should something bad happen before or during your trip, as well as unexpected medical costs or quarantine costs that arise overseas.

Traveling is an exciting experience, and anything can happen while you are away from home. Our iTravelInsured travel protection plans, paired with our world-class services, provide you with the coverage and confidence you need to travel without worry. Wherever your travels take you, we offer coverage to protect both domestic and international trips. Whether you’re taking a cruise, studying abroad with a student travel program, or taking that family vacation that you’ve always dreamed of—we’re here to ensure you have the coverage you need.

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Optional trip cancellation coverage up to 100% of trip cost
    • Trip interruption maximum benefit up to 125% of trip cost
    • Quarantine benefit (up to $2,500)
    • Travel Delay benefit
    • Baggage Delay
    • Coverage for up to age 99!
    • Competitive Rates
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Purchase on-line application & print ID card
    • And more!
Disclaimer

If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the date of purchase as long as you have not departed on your trip, incurred a loss, or filed a claim. The plan is non-refundable after 10 days.

Plan Underwriter*

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. Al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions.

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052 for quick and personal service.

Meridian International Major Medical

Affordable, annually renewable coverage for immigrants and US citizens living overseas. Our lowest priced long term plan.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Essential and Enhanced.

Highlights and Benefits for Meridian Essential*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Limited pre-existing condition coverage after 24 months of continuous coverage
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Limited pre-existing condition coverage after 12 months of continuous coverage
  • Maternity coverage when conception occurs after 12 months of continuous coverage
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Ripcord Rescue Travel

This statement says it all, "We thought we were going to die...$372.00 was the best investment I ever made." - Ripcord Client, Jerry R. - Evacuated from Mount Everest. Our Ripcord Travel Protection program is tailored for the adventurer whether the adventure takes you inside or outside the USA. Feel confident that while traveling, the claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Ripcord Rescue Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Ripcord Rescue Travel trip cancellation, medical, emergency medical evacuation, security evacuation and rescue for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Insurance coverage tailored for adventurers
  • Evacuation and rescue services from your point of emergency all the way home
  • Completely integrated program with a single contact for emergency services to travel assistance and insurance claims
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation and Rescue up to $750,000
  • Mortal Remains Transportation up to $15,000
  • Travel Assistance
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Ripcord Rescue Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Ripcord Rescue Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Ripcord Rescue Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Ripcord Rescue Travel is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

USAway Travel Major Medical

Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

USAway Travel Major Medical Overview

Eligibility*

Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $5,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Covid medical rider available
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • After the deductible, 100% UCR (NO co-insurance)
  • Zero deductible option
  • Great optional Hazardous Sports Rider
  • Plus more!
State and Country Restrictions*

USAway Travel Major Medical is available in all states and countries EXCEPT AK, CO, CT, DE, IA, KY, MD, ME, MO, MS, MT, NC, NE, NJ, NM, NY, RI, SC, AD, & TN. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

TME Travel Insurance Plan

The perfect option for those looking for either Trip Cancellation, Travel Medical, Emergency Medical Evac, or all of the above! For US residents traveling within or outside of the USA who are wanting to customize their perfect plan to fit their travel needs. Tons of different options for all scenarios. Infectious diseases are covered, including COVID-19.

TME Travel Insurance Plan Overview

Click Here for a Highlight Flyer

See Brochure Here

Get A Quote/Buy Here

Eligibility*

US citizens or residents traveling within or outside the USA (150 or more miles from home)! Infectious diseases ARE covered, including COVID-19. Great for vacationers, cruises, snowbirds, business travelers, students, missionaries, church groups, volunteers, frequent travelers, expatriates, families, employer groups, association groups, and union groups. Really any group!

Highlights and Benefits*
  • Easy, quick online enrollment
  • Different Plan Options to Choose From
  • Trip Cancellation Options: Choice, Preferred, or Elite (can include Cancellation for Any Reason)
  • Quarantine (Trip Delay) Coverage
  • Travel Medical benefit if you are traveling or residing more than 150 miles away from home or outside your home country
  • Issued up to age 100
  • Infectious diseases ARE covered, including COVID-19
  • Medical Evacuation Coverage
  • Optional Air medical transportation all the way home to hospital of your clients choice (not just nearest like other plans) – a great add-on to any “international” trip insurance
  • Ground Ambulance during air transport from hospital to hospital
  • Transport of the insured’s traveling companion or family member of evacuated person
  • Repatriation of mortal remains
  • Short or long-term quotes
  • Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)
State and Country Restrictions*

TME Travel Med Evac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.