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Short-Term Missionary Insurance:
for Trips Under 12 Months

Missionaries serving God overseas encounter unique risks as well as common ailments and accidents which become serious if medical facilities are out of reach or simply not available.

That’s why our experienced Client Advisors have chosen the short-term international travel medical insurance plans you’ll find here. These plans provide short-term missionaries with major medical benefits, emergency medical evacuation and repatriation coverage as well as at-home benefits. The plans here are recommended for trips 12 months long or less. For trips longer than 12 months, see our Long Term Insurance plans.

All you need to do is review the insurance benefits and brochure to decide if a plan suits your needs. Then get a quote and apply. When you make your purchase, the insurance carrier will email you an ID card and confirmation notice. In most cases, you can have coverage for your short-term overseas mission trip or furlough in less than 15 minutes.

Let’s get started. Choose insurance for your short-term trip from the options below:

Atlas International Major Medical

Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Major Medical Overview


Eligibility*

Only US citizens and non-US citizens traveling outside of their home country excluding the continental US, Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands, and who are at least 14 days of age are eligible for coverage under Atlas International. Incidental trips to the US are permissible for US citizens only. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea, Sudan or Australia. However, Australian citizens residing outside of Australia are still eligible for this plan providing their destination is not Australia.

SPECIAL NOTE: New York Residents and Anyone Located in Canada*

If you are a resident of New York or a foreign national visiting New York, Atlas International is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada at the time you wish to purchase Atlas International, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 policy maximum (benefit reduced after age 69)
  • 24-hour policy issue
  • Easy-to-quote daily rates
  • Up to $100,000 for acute onset of pre-existing conditions (for US citizens or foreign nationals up to age 69)
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • For US citizens living or traveling abroad (5 days to 1,092 days)
  • For foreign nationals traveling within the US (5 days to 364 days)
  • 100% U&C coverage outside the US
  • Zero deductible option

State and Country Restrictions*

Atlas International is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Australian citizens residing in or traveling to Australia cannot purchase this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Group Outreach Travel Medical Insurance

Most travelers assume they will be covered by their standard medical plan. The truth is, while traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health - and that of your group - at risk.

Group Outreach Travel Medical Insurance Overview

Outreach Group Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums. 

Highlights and Benefits

  • Three maximum limits; $50,000, $100,000, and $250,000
  • Three individual deductible choices; $0, $100, and $250
  • Medical Expenses — up to the maximum limit
  • Out-patient Medical Expenses — up to the maximum limit
  • Prescription Drugs — up to the maximum limit
  • Emergency Medical Evacuation — up to $500,000 lifetime maximum (independent of the Maximum Limit)
  • Emergency Reunion — up to $50,000
  • Return of Mortal Remains — up to $50,000
  • Return of Minor Children — up to $50,000
  • Sudden and Unexpected Recurrence of a Pre-existing Condition – Medical
  • Sudden and Unexpected Recurrence of a Pre-existing Condition – Emergency Medical Evacuation (for US citizens only)
  • Common Carrier Accidental Death
  • Accidental Death & Dismemberment
  • Plus Optional Riders!

For a full description of the plan, please see our brochure.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview


Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Anyone ages 18-74 who needs accident protection, including…*

  • Missionaries living overseas.
  • Personal or Business Travel – Domestic or International.
  • War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
  • Contractors in War Zone who need to provide coverage to their employees.
  • Security Guards in War Zones who need personal coverage.
  • Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
  • Key Person coverage.
  • High Limits – $50,000,000 or more.
  • Personal or Business Travel – Domestic or International.
  • Estate Planning Purposes.
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

State and Country Restrictions*

High Limit Accidental Death Insurance is available in all states except: Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

Plan Underwriter*

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 

Liaison® Majestic International Major Medical

Medical insurance for traveling in or out of the US. Coverage from 5 days to 3 years. This plan satisfies all visa requirements.

Liaison® Majestic International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days old and are traveling outside of their Home Country are eligible under Liaison Majestic. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

SPECIAL NOTE: New York Residents and Visitors*

If you are a resident of New York or a foreign national visiting New York, Liaison Majestic is the plan we recommend due to certain state laws and restrictions within that state.

Highlights and Benefits*

  • Up to $1,000,000 policy maximum (benefit reduced after age 64 if traveling within the US; benefit reduced after age 69 if traveling outside the US)
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional hazardous sports coverage
  • This plan can be renewed up to 3 years (up to 364 days if you are 65 or older)
  • This plan satisfies Schengen visa requirements

State and Country Restrictions*

Liaison Majestic is available in all states in the US, except: Idaho and Washington. The plan does not cover travel to or from the following countries: Afghanistan, Chechnya, Cuba, Iran, Iraq, Pakistan, Palestine, and Somalia. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Liaison Majestic is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Sky Rescue

Standalone emergency medical evacuation, political evacuation, repatriation and travel assistance. Purchase for a single trip or for the year.

Sky Rescue Overview

Eligibility*

US citizens or foreign nationals who are under 65 and are traveling outside their home country are eligible under Sky Rescue.

Highlights and Benefits*

  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Lost passport assistance and embassy referral
  • Emergency reunion
  • Political evacuation
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • This plan can be renewed up to age 65

State and Country Restrictions*

Sky Rescue is available in all states in the US. There are currently no country restrictions for this plan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Sky Rescue is underwritten by Sirius International Insurance Corporation, which is rated A (Excellent) by the A.M. Best Company and A- by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

TravelGap Multi-Trip

The TravelGap Multi-Trip plan is for anyone who frequently travels either inside or outside the US. In fact, coverage automatically kicks in once your client travels 200 miles or more from home, up to 70 days per trip!

TravelGap Multi-Trip Overview

Eligibility*

*Not available in Alaska, Colorado, Louisiana, Maine, Nevada, New York, Texas, Utah, and Washington.

 Available to U.S. residents, age 84 or younger, who live in approved states. US citizens and US legal residents with primary health insurance, under age 84 who make frequent trips in and out of the US or more than 200 miles from home. Individuals aged 70-84 are eligible only for a $100,000 medical limit.

Highlights and Benefits*

  • Only a $50 annual deductible
  • Up to $250,000 in medical coverage ($100,000 for ages 70 to 84)
  • Guaranteed issue—up to age 84
  • Low cost—as little as $89 a year!
  • Emergency medical evacuation up to $500,000
  • Repatriation of mortal remains coverage up to $25,000
  • Accidental death up to $25,000
  • Beside visit coverage up to $1,500
  • No exclusion of pre-existing
  • conditions regardless of age—no pre-ex waiting period!
  • Terrorism coverage automatically included
  • Covers downhill skiing and scuba divingCovers trips up to 70 days (not 15 or 30 days like other plans)
  • Free travel assistance service

State and Country Restrictions*

This plan is available in the following states: AR, DE, ID, IN, KS, NM, and WV.  Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

TravelGap Multi-Trip is underwritten by HM Life & Health Insurance Company, rated A- (Excellent) by A.M. Best

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

War Zone Life & Health

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site.
NOTE: War Zone Brochure
NOTE: Kidnap-Ransom Brochure
NOTE: High-Limit Accident Brochure
NOTE: Disability Income Solutions Brochure
NOTE: USAway Brochure

War Zone Life & Health Overview

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site. Also a quick video overview of this plan can be viewed here!

 

If you can’t find what you’re looking for or have questions, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon. If you’re buying insurance for a group of 5 people or more, please see our Group Missionary Insurance plans.