Need help? Talk to a live person!
(800) 647-4589 or 01 (480) 821-9052

HTML tutorial
Travel Insurance: Airline vs. Insurance Services of America – Why We are the Better Choice Thumbnail

Travel Insurance: Airline vs. Insurance Services of America – Why We are the Better Choice

When planning a trip, one important aspect that should not be overlooked is travel insurance. It acts as a safety net, protecting you against unforeseen circumstances that may disrupt your travel plans. While airlines often offer their own travel insurance options, a wise decision would be to purchase it from a trusted insurance agent such as Insurance Services of America. In this blog post, we’ll compare travel insurance purchased from the airline with that purchased from an insurance agent, highlighting the reasons why the latter is a superior choice.

1. Comprehensive Coverage Options: One of the significant advantages of purchasing travel insurance from Insurance Services of America is the availability of comprehensive coverage options. Our travel insurance specialists work with multiple insurance providers, giving you access to a range of policies that can be tailored to your specific needs. Whether you require medical coverage, trip cancellation/interruption protection, or baggage insurance, an insurance agent can assist in selecting the most suitable policy that covers all your requirements. In contrast, airline-provided travel insurance often offers limited coverage and may not cater to all your individual needs.

2. Unbiased Advice: When purchasing travel insurance directly from an airline, it’s essential to remember that their primary objective is to sell their own products. Consequently, they may prioritize their own interests over what’s best for you. Conversely, our travel insurance specialists have a fiduciary duty to act in your best interest. They provide unbiased advice, carefully considering your unique circumstances and travel plans, and recommend the most appropriate insurance options available in the market. This ensures you get the coverage you need without being swayed by self-serving airline policies.

3. Personalized Customer Service: Insurance Services of America excels in delivering personalized customer service, focusing on building long-term relationships with our clients. We take the time to understand your concerns and answer any questions you may have, guiding you through the process of selecting the right travel insurance policy. With expertise and industry knowledge, our travel insurance specialists can explain complex policy details in a clear and understandable manner. On the other hand, airlines may not offer the same level of personalized service, leaving you with limited guidance and support.

4. Flexibility and Customization: Travel plans can vary significantly from person to person. Insurance Services of America understands this and provide the flexibility to customize your coverage accordingly. Whether you have unique destination requirements, a pre-existing medical condition, or specific travel activities in mind, our travel insurance specialists can find policies that accommodate your needs. On the contrary, airline travel agents tends to have standardized policies that may not offer the necessary flexibility or customization options.

5. Claims Assistance: In the unfortunate event that you need to make a claim, Insurance Services of America acts as your advocates throughout the process. We have experience dealing with insurance claims and can guide you on the required documentation and procedures. Additionally, we can help resolve any disputes or issues that may arise during the claim settlement. This personalized support is often lacking when dealing directly with the airline, making the claims process more complicated and time-consuming.

Conclusion: While airlines may offer travel insurance as an add-on during the booking process, Insurance Services of America provides comprehensive coverage options, unbiased advice, personalized customer service, flexibility, and customization, as well as valuable claims assistance. By choosing Insurance Services of America, you can ensure you have the right coverage tailored to your specific needs, allowing you to travel with peace of mind.

Remember, travel insurance is an essential investment in safeguarding your travel plans, so it’s crucial to make an informed decision. Call us at (800) 647-4589 or email us at help@InsuranceForTrips.com to find the best travel insurance policy that suits your needs, ensuring a worry-free travel experience.

Plan for The Worst, Expect the Best Thumbnail

Plan for The Worst, Expect the Best

Even with our Roundtrip travel insurance and a well-prepared itinerary, you will eventually suffer a delayed or late flight, an airplane mechanical problem, inclement weather, traffic or a host many airport delay problems which will “ground” you. Here are a few tips that can help you with an unexpected trip interruption:

  • Plan for the worst – leave plenty of time to arrive at the airport as well as layovers for connecting flights
  • Print out all your important travel documents – don’t depend on internet connections to view your itinerary, download boarding passes, look up your airline reservation telephone number or a map to your hotel.
  • Charge all your electronics the night before in case you can’t find a convenient power outlet at the airport
  • Travel with stamps and use the time before or between a flight as an opportunity to write a postcard or letter
  • Include a change of clothes, toothbrush and toothpaste in your carry-on.
  • If your flight is going to be delayed for more than three hours, call the 24 hour telephone number on your Roundtrip ID card for live assistance to help you rebook flights, reserve a hotel room for the evening and manage the rest of your itinerary

When I travel, I plan for the worst and expect the best. These tips have helped me when the unexpected happen. Please feel free to share your own tips.

Happy Travels.